Golden Age FinancialEveryone
needs an
advocate.
We're a local West Texas team that sits down with you, learns your situation, and walks you through your real options, in plain language, with no corporate pressure and no rush. Your needs come first, today and for the life of your coverage.
Book a free consultation Need an advocate? Call us● In person, phone, or video
Three simple steps, and we stay with you after
No jargon and no pressure. Here's exactly what working with us looks like.
We get to know you
A few simple questions about your health, budget, and what matters most. We find where you might be over-paying or under-covered.
We lay out your options
We compare the plans we offer side by side and explain the trade-offs in plain English, so the choice is yours, and it's an informed one.
We handle it, for life
We help you enroll with the carrier you choose, then stay your advocate all year: claims, cards, questions, and yearly check-ins.
Coverage for every part of life
From your first Medicare decision to protecting what you've built, we cover the whole picture.
Marketplace
Not on Medicare yet? You and your family still need health insurance. This is where you click for ACA Marketplace coverage. Pick a time and we will walk you through your options, free and no obligation.
Medicare
Original Medicare, Supplements, Advantage, and Prescription Drug plans, explained without the alphabet soup.
Book a Medicare plan review →Private health insurance
Under 65 and need coverage? We help with individual, family, and ACA Marketplace plans, often with subsidies that lower your cost.
Book an appointment →Final expense & life
A simple, loving way to make sure your family isn't left with the bill when you're gone.
Book a life insurance consult →Financial & retirement planning
Protecting your nest egg so it lasts, because health coverage is only half the picture.
Book retirement planning →Dental, vision & hearing
The everyday coverage Medicare often leaves out, for exams, glasses, and hearing aids.
Book a consultation →Hospital indemnity
Help with the co-pays and out-of-pocket costs a hospital stay can quietly pile up.
Book a consultation →Cancer, heart & stroke
Extra protection and cash benefits for the diagnoses that hit hardest, when you need it.
Book a consultation →More than Medicare. Coverage for every stage of life.
Medicare is just one chapter. Whether you’re 25 or 75, our licensed Texas advisors help protect your family, your income, and your future, often for less than you’d think.
Young families & professionals
Affordable life insurance that replaces your income and pays off the mortgage, so the people who depend on you are always protected.
Start building early
The sooner you begin safe-money and retirement strategies, the harder your money works. We help people in their 20s, 30s, and 40s set future-you up to win.
Critical illness, at any age
Cancer, heart attack, and stroke can happen to anyone. Cash-benefit plans let you focus on recovery instead of the bills.
Income & mortgage protection
Simple, budget-friendly coverage that keeps your family in their home and on their feet if the unexpected happens.
Christina Spruill
Golden Age Financial was founded in January 2017 by Christina's father, James A. Gabel, on a legacy of whole-family, whole-life service that she carries forward to this day.
Christina joined her father in 2017, bringing fifteen years of non-profit experience and a genuine passion for serving others. That background let her blend community-focused care with deep insurance expertise, especially for families navigating retirement and Medicare. In 2019 she became the agency's owner and has grown the team to include multiple agents and dedicated customer-care professionals.
Beyond leading the agency, Christina speaks on Advocacy and Allocation and champions free access to healthcare education across the Texas Panhandle, because informed people make better decisions, and that knowledge should never be out of reach.
The agents beside her
Soledad Aguilar
Our bilingual Social, Disability & Benefits Advocate, known for her determination and heart. She tackles denials, solves problems, and never stops fighting to get clients the benefits they deserve.
Danyel Loredo
A licensed advocate who's become an incredible asset to the team and community. She specializes in health, life, and social benefits, and is passionate about the coverage and support you'll need for the future.
Diana Sarabia
For 3+ years, more than just an agent, a trusted guide and genuine support system. She helps people navigate not only insurance decisions but life's unexpected moments, with confidence and clarity.
Christina & Autumn Spruill
James A. Gabel · FounderA family business, here to serve yours
Golden Age Financial began with family. Founded in 2017 by James A. Gabel and carried forward by his daughter, Christina Spruill, the agency has now welcomed Christina’s daughter Autumn, three generations serving West Texas with the same whole-family, whole-life care.
When you sit down with us, you are never just a policy number. You are treated the way we treat our own family, today and for the life of your coverage.
Meet with our familyLearn with us: The Golden Blueprint
Free, plain-English guides we share each week, no sales pitch, just the things worth knowing. Here's a recent series.
Think you qualify? You need to get in sooner than you think.
Most Special Enrollment Periods last only 60 days from the date of your life event. If any of these apply to you, do not wait, your window may be closing.
- Lost or losing your health coverage (job change, aging off a parent’s plan, COBRA or Medicaid ending)
- Got married or divorced
- Had a baby, adopted, or placed a child in foster care
- Moved to a new home, ZIP code, or county
- A change in income that affects your savings
- Gained citizenship or lawful presence in the U.S.
- Were recently released from incarceration
- A death in the family that changed your coverage
- Became a member of a federally recognized tribe
- Other qualifying life changes
Upcoming seminars
Our free Medicare & Retirement Roadmap, on the road across the Panhandle. No cost, no obligation, RSVP at (806) 221-2070.
Seats are limited, call to reserve your spot.
Golden Age Financial · Life. Health. Retirement.© 2026 Golden Age Financial, LLC., All Rights Reserved.