Cash benefits when you’re in the hospital — paid directly to you. Hospital Indemnity insurance helps cover the copays, coinsurance, and deductibles your Medicare Advantage plan can leave behind.

Hospital Indemnity insurance — also called hospitalization or hospital insurance — pays you benefits when you’re confined to a hospital, whether for planned or unplanned reasons, and for other medical services depending on the policy.
It’s designed to fill gaps in your Medicare Advantage coverage by providing cash to help with copays, coinsurance, deductibles, pharmacy prescriptions, and other non-covered expenses that come up around a hospital stay.
Hospital stays can strain even the healthiest budget — and you can’t always put off care. This helps you say yes to the care you need.
Plans pay you for each day spent in the hospital — and for some other qualified expenses, depending on your policy.
Cash that helps cover the copays, coinsurance, deductibles, and prescriptions your primary plan doesn’t.
The money goes to you — use it for hospital bills or everyday costs like rent and groceries while you recover.
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