Life · Final Expense

Final Expense Life Insurance

A simple, affordable way to make sure the people you love aren’t left with the bills. Final expense insurance helps seniors cover funeral costs, healthcare, and other end-of-life expenses, so your family can grieve, not worry.

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What is final expense insurance?

Final expense is a type of life insurance that helps seniors cover end-of-life bills, such as funeral expenses and healthcare.

Without a plan in place, your loved ones are left responsible for whatever remains, and funeral costs are higher than most people realize, with more expenses hidden than you might expect.

The real numbers

End-of-life costs add up fast

A burial-and-vault funeral alone runs around $9,000, and that’s before the extras.

$9,000
Median funeral with burial & vault (NFDA)
$6,000+
Median funeral with cremation
$255
Total Social Security death benefit
~$15,000
Realistic all-in cost with plot, marker & extras

Costs your loved ones may face

Here’s a sobering list of what families can be responsible for, often immediately:

  • Credit card debt
  • Catering
  • End-of-life healthcare
  • Funeral home
  • Casket
  • Household expenses & utilities
  • Burial vault / grave liner
  • Hearse & service car
  • Removal & transfer of remains
  • Flower arrangements
  • Cemetery / burial plot
  • Legal expenses (probate)
  • Outstanding mortgage / car loan
  • Travel & lodging for family
  • Grave marker
  • Obituary
  • Cremation
  • Embalming & preparation
Coverage can start at about $1 a day.
These plans are surprisingly affordable, and the peace of mind is for the people you love, not for you.

By submitting your information, you acknowledge a licensed insurance agent may contact you by phone, email, or mail to discuss and quote Medicare Advantage Plans, Medicare Supplement Insurance, or Prescription Drug Plan

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