How we helpMedicare Facts ▾Medicare SupplementOriginal MedicareMedicare AdvantagePrescription Drug PlansPrivate Health Insurance ▾Private Health InsuranceACA MarketplaceLife ▾Final Expense & Life InsuranceFinancial PlanningExtras ▾Cancer, Heart Attack & StrokeDental, Vision & HearingHospital IndemnityServicesMeet the teamEventsReviews
(806) 221-2070Free consultation
Open Enrollment
--Days
--Hrs
--Min
--Sec
Plan Now →
For anyone under 65

Private Health Insurance

Not on Medicare yet? You and your family still need great coverage. We help people under 65 find the right plan through the ACA Marketplace and private carriers, often with subsidies that lower your monthly cost.

Talk to a local agentCall (806) 221-2070
Free, no obligation Local Texas advisors Sí, habla español

Coverage before Medicare, made simple

Whether you are self-employed, between jobs, or retiring early, going without health insurance is a risk you should not have to take. We compare your options in plain English and help you enroll with confidence.

Who this is for

If you are under 65, this is for you

A few of the folks we help every week.

Self-employed & business owners

Coverage that is not tied to an employer, built around you and your budget.

Between jobs

Keep your family protected during a transition without overpaying for COBRA.

Early retirees

Retiring before 65? Bridge the gap until Medicare with the right plan.

Young families

Affordable coverage for you, your spouse, and your kids.

Part-time & gig workers

No benefits at work? We will find a plan that fits your income.

Anyone without group coverage

If your job does not offer insurance, you still have great options.

What we help you with

Free, local, and on your side. Here is how we make it easy:

  • ✓Compare ACA Marketplace plans side by side
  • ✓Check if you qualify for subsidies and tax credits
  • ✓Explore private and supplemental coverage options
  • ✓Enroll during Open Enrollment or a Special Enrollment Period
Many families qualify for subsidies.
Tax credits through the ACA Marketplace can significantly lower your monthly premium. We will check what you qualify for, at no cost.
Time-sensitive · 60-day window

Think you qualify? You need to get in sooner than you think.

Most Special Enrollment Periods last only 60 days from the date of your life event. If any of these apply to you, do not wait, your window may be closing.

  • Lost or losing your health coverage (job change, aging off a parent’s plan, COBRA or Medicaid ending)
  • Got married or divorced
  • Had a baby, adopted, or placed a child in foster care
  • Moved to a new home, ZIP code, or county
  • A change in income that affects your savings
  • Gained citizenship or lawful presence in the U.S.
  • Were recently released from incarceration
  • A death in the family that changed your coverage
  • Became a member of a federally recognized tribe
  • Other qualifying life changes
See if you qualify
No cost, no obligation

Ready to get covered?

Book a quick call with a local agent and we will walk you through your options.